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Rates

Auto Loan Mortgage Rates Share Secure and Unsecured Deposit Rates

Effective as of: 01/17/2025

Deposit Rates

Current Savings Rates are:

TypeRateAPY
Savings .20%.20%
Minimum deposit to open an account is $5.50. Once you have the savings account open Christmas Club and Vacation Club accounts are available. The club accounts earn the same interest rate as the regular shares account.
 

Certificates of Deposit Rates are:

TypeRateAPY
6 Mth CD4.00%4.07%
12 Mth CD3.75%3.79%
24 Mth CD3.00%3.02%
Minimum deposit to open a certificate is $500.00. Interest is paid semi-annually to the regular shares account unless otherwise stated. Penalty will apply for early withdrawal of certificate.

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special through March 31, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

LIVE NOW

Credit score is available on our online banking! Access your credit score, full credit report, credit monitoring, financial tips, and education. Sign up through the app or online banking on the homescreen.

Looking to Join Us? 

Our eligibility requires that you are a permanent employee of an educational facility in Lycoming County. Your eligibility also qualifies immediate family members as well. 

Visit our office and fill out an application card while providing us with a valid I.D. and a minimum payment of $5.50.

($5.00 must stay in the account and $0.50 is a one-time membership fee to open). 

Just a reminder that winter weather can be unpredictable. If there is inclement weather, please call the office to make sure we are here to serve you before heading over. Thank you.

 

 

 

 

 

 

 

 

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