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Classic Credit Card

Classic_card

Make Everyday Purchases More Rewarding with Cash Back.

Ultimate Credit Card

Ultimate_card

Turn Everyday Purchases Into Rewards.

World Credit Card

World_card

Create Share-Worthy Experiences with Added Card Benefits and Rewards.

World Elite Credit Card

World_Elite_card

Travel like a VIP with amazing card benefits and rewards.

Consumer Card

Consumer_card

Use Your Card. Get Rewarded.

Classic Credit Card

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Classic_credit_card

Make Everyday Purchases More Rewarding with Cash Back.

Use the Classic Credit Card to shop in-store or online, for monthly bills or mobile payments and get rewarded every time.

Rewards: Earn unlimited 1% cash back for every purchase.

For rates and fees* associated with the use of these cards, click here.

Card Benefits:

1. Mastercard® Zero Liability Protection
- Help protect against unauthorized card purchases.

2. Mastercard Global Service
- Global assistance, 24/7, for lost or stolen cards, emergency card replacement, and emergency cash advances.

3. Mastercard Airport Concierge
- Enhanced travel benefits while traveling.

4. Mastercard ID Theft Protection
- High-risk transaction monitoring and alerts, and white-glove restoration services.

5. Priceless® Experiences
- Access to exclusive experiences including dining, concerts, etc.

Online and Mobile Card Management:

Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device.

Disclosures:

*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit gonow.credit/finameapply and refer to the disclosures accompanying the credit card applications.

1. Earn one Rewards Point (1% cash back) for each $1 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.

2. Mastercard, Priceless, and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information.

3. For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com

These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.

Ultimate Credit Card


Ultimate_credit_card

Turn Everyday Purchases Into Rewards.

Use the Ultimate Credit Card to shop or pay bills and redeem for gift cards, merchandise and more.

Bonus Rewards:Earn 10,000 bonus points when you spend $3,000 in the first 90 days.

Standard Rewards:Earn 1 Rewards Point for every $1 spent

For rates and fees* associated with the use of these cards, click here.

Card Benefits:

Shop Worry Free Travel Support Unforgettable Experiences
a. Mastercard® Zero Liability Protection

b. Mastercard ID Theft Protection
a. Mastercard Global Service

b. Mastercard Airport Concierge
a. Priceless Experiences

Card Management

Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device.

Disclosures:

*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit gonow.credit/finameapply and refer to the disclosures accompanying the credit card applications.
  1. Ultimate Card Bonus Points Offer. You will earn 10,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years. Redeem for travel, gift cards, merchandise and more.

  2. Earn one Rewards Point for each $1 spent on qualified purchases. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded5 Rewards Points. Rewards Points expire after 3 years from the accrual date. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.

  3. Mastercard, Priceless, and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information.

  4. For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com

  5. These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.

World Credit Card


World_credit_card

Create Share-Worthy Experiences with Added Card Benefits and Rewards.

Use the World Credit Card to travel and experience life, earn rewards, and then redeem rewards for gift cards, cash back, merchandise and more.

Bonus Rewards:Earn 25,000 bonus points, after spending $3000 in the first 90 days.

Standard Rewards: Earn 1 Reward Point for every $1 spent

For rates and fees* associated with the use of these cards, click here.

Card Benefits:

Shop Travel Unforgettable Experiences
a. Mastercard® Zero Liability Protection

b. Mastercard ID Theft Protection

c. Cellular Wireless Telephone Protection
a. Mastercard Global Service

b. Mastercard Airport Concierge

c. Mastercard Travel Services
a. Priceless Experiences

b. Mastercard Digital Merchant Offers including ride-sharing, food delivery, online shopping, and more

Online and Mobile Card Management:

Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device.

Disclosures:

*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit gonow.credit/finameapply and refer to the disclosures accompanying the credit card applications.
1. World Card Bonus Points Offer. You will earn 25,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards Points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.

2. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.

3. Mastercard, Priceless, Mastercard Travel Services and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information.

4. All third-party trademarks are the property of their respective owners. Enrollment required to access value added discounts. Please refer to Mastercard Guide to Benefits for more information. Visit mastercard.us/worldoffers for a full list of current digital merchant offers and applicable Terms & Conditions.

5. For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com/

These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.

World Elite Credit Card


World_elite_credit_card

Expect More When You Use The World Elite Credit Card To Travel.

Travel like a VIP with amazing card benefits and rewards.

Bonus Rewards:Earn 50,000 bonus points, after spending $5,000 in the first 90 days.

Standard Rewards:Earn 1 Rewards Point for every $1 spent

For rates and fees* associated with the use of these cards, click here.

Card Benefits:

Shop Travel Entertain
a. Mastercard® Zero Liability Protection

b. Mastercard ID Theft Protection

c. Cellular Wireless Telephone Protection
a. Mastercard Global Service

b. Mastercard Airport Concierge

c. Mastercard Travel Services

d. Mastercard World Elite Concierge Services

e. PriorityPass - Airport Lounge Access
a. Priceless Experiences

b. Mastercard Digital Merchant Offers including ride-sharing, food delivery, online shopping, and more

Online and Mobile Card Management:
Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device.

Disclosures:

*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit gonow.credit/finameapply and refer to the disclosures accompanying the credit card applications.
1. World Elite Card Bonus Points Offer. You will earn 50,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $5,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within90 days of the account open date. Rewards points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.

2. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions at gonow.credit/rewards for redemption instructions and additional information.

3. Mastercard, Priceless, Mastercard Travel Services, Mastercard World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information.

4. All third-party trademarks are the property of their respective owners. Enrollment required to access value added discounts. Please refer to Mastercard Guide to Benefits for more information. Visit mastercard.us/worldoffers for a full list of current digital merchant offers and applicable Terms & Conditions.

5. For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com/

These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.

Consumer Card


Consumer_card

Use Your Card. Get Rewarded.


Choose the FI NAME credit card you want and shop in-store or online, pay bills, travel locally or abroad, and earn rewards every time you use your credit card.

1. Classic Credit Card: Classic Credit Card makes everyday purchases more rewarding with cash back.
Rewards:Earn unlimited 1% cash back for every purchase

2. Ultimate Credit Card: Turn everyday purchases into rewards that you can redeem for gift cards and merchandise.
Rewards:
a.Standard Rewards:Earn 1 Rewards Point for every $1 spent and redeem for travel, gift cards, merchandise and more.
b.Bonus Rewards:Earn 10,000 bonus points when you spend $3,000 in the first 90 days.

3. World Credit Card:Create share-worthy experiences with added card benefits and rewards.
Rewards:
a.Standard Rewards: Earn 1 Rewards Point for every $1 spent and redeem for travel, gift cards, merchandise, and cash back.
b.Bonus Rewards: Earn 25,000 bonus points when you spend $3,000 in the first 90 days.

4. World Elite Credit Card:Travel like a VIP with amazing card benefits and rewards.
Rewards:
a.Standard Rewards: Earn 1 Rewards Point for every $1 spent ‒ from VIP experiences to day-to-day activities, and redeem for travel, gift cards, cash back and more.
b.Bonus Rewards: Earn 50,000 bonus points when you spend $5,000 in the first 90 days.

For rates and fees* associated with the use of these cards, click here.

Mastercard Benefits:

1.Mastercard Zero Liability Protection
- Help protect against unauthorized card purchases.

2.Mastercard Global Service
- Global assistance, 24/7, for lost or stolen cards, emergency card replacement, and emergency cash advances.

3.Mastercard Airport Concierge
- Enhanced travel benefits while traveling.

4.Mastercard ID Theft Protection
- High-risk transaction monitoring and alerts, and white-glove restoration services.

5.Priceless Experiences
- Access to exclusive experiences including dining, concerts. Etc.

Online and Mobile Card Management:
Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device.

Disclosures:

*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit gonow.credit/finameapply and refer to the disclosures accompanying the credit card applications.

1.Earn one Rewards Point (1% cash back) for each $1 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information

2.Earn one Rewards Point for each $1 spent on qualified purchases. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points expire after 3 years from the accrual date. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.

3.Ultimate Card Bonus Points Offer. You will earn 10,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years. Redeem for travel, gift cards, merchandise and more.

4.Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.

5.World Card Bonus Points Offer. You will earn 25,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards Points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.

6.Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions at gonow.credit/rewards for redemption instructions and additional information.

7.World Elite Card Bonus Points Offer. You will earn 50,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $5,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.

8.Mastercard, Priceless, Mastercard World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information.

9.For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com

These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Our normal business hours are 9:00AM-5:00PM Monday-Friday

We will be CLOSED Thursday, November 28 and CLOSED AT NOON Friday, November 29. Enjoy the Thanksgiving Holiday!

WTCU will be accepting donations for Family Promise and the Pet Pantry in our lobby through Dec 13 :)

Looking to join us?

Visit us and fill out an application card while providing us with a valid I.D. and a minimum payment of $5.50

($5.00 must stay in the account and $0.50 is a one-time membership fee to open)!

Easily apply for e-statements on the homepage of your online banking. Never have to worry about waiting for them in the mail, or losing them, again!

Check out our new quarterly newsletter to keep up to date with credit union news and upcoming closures!

Need a quick get away -  Apply for a signature loan It is a better rate than your credit Card!!

 

 

 

 

 

 

 

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