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Auto Loans

Mercedes Sport Car

Whether this is your first car or you want to improve what you drive now, we make applying for an auto loan easy. The rates here at your Credit Union are always competitive and we make getting the loan fast and convenient.

Automobile guidelines are listed below. We finance 100% on a new vehicle and 90% of Kelly Blue Book and/or N.A.D.A. retail price for a used vehicle.

New vehicles can be financed up to 84 months.

Used vehicles can be financed accordingly:

Maximum Term Minimum Value
72 Months $15,000.00
60 Months $8,000.00
48 Months $6,000.00
36 Months $3,000.00

Vehicles over 10 years old can be financed at double the current interest rate, except antique cars follow the above guidelines.

All loans are subject to approval by the Credit Committee. Please have loan applications to us as soon as possible for approval the same week.

Auto Rates | Loan Application

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Our normal business hours are 9:00AM-5:00PM Monday-Friday

We will be CLOSED Thursday, November 28 and CLOSED AT NOON Friday, November 29. Enjoy the Thanksgiving Holiday!

WTCU will be accepting donations for Family Promise and the Pet Pantry in our lobby through Dec 13 :)

Looking to join us?

Visit us and fill out an application card while providing us with a valid I.D. and a minimum payment of $5.50

($5.00 must stay in the account and $0.50 is a one-time membership fee to open)!

Easily apply for e-statements on the homepage of your online banking. Never have to worry about waiting for them in the mail, or losing them, again!

Check out our new quarterly newsletter to keep up to date with credit union news and upcoming closures!

Need a quick get away -  Apply for a signature loan It is a better rate than your credit Card!!

 

 

 

 

 

 

 

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