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Auto Loan Interest Rates

Auto Rates

NEW CARS

24 Months 2.00%
36 Months 2.00%
48 Months 2.25%
60 Months 2.50%
72 Months 3.00%
84 Months 3.75%

USED CARS

24 Months 2.25%
36 Months 2.50%
48 Months 3.00%
60 Months 3.25%
72 Months 3.75%

Boats, motorcycles, motorhomes, recreational vehicles and even tractors can be financed using the automobile loan rates. We finance 100% when you are purchasing new and 90% when you are purchasing used. For a new automobile or anything listed above all you need is paperwork from the dealership showing the purchase price along with any titling fees, taxes or transfer fees. Click on the link below to get the loan application and get started. We are always here to answer any questions you may have, give us a call 570-323-6468.

Rates are subject to change without notice

Loan Application

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*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special EXTENDED through April 30, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

A few members have brought it to our attention that the rates they are viewing on our website are coming up incorrectly. It matters how you get to that page. If you google our name and then click the links that say, "Auto Loan Interest Rates" or "Real Estate/Home Equity" they are going to show OLD rates. To receive correct information, you have to go to our website, then click "Rates" at the top of the page. If you have questions about what is valid, please call us to confirm. Thank you! 

 

 

 

 

 

 

 

 

 

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