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Share Secured & Unsecured Loan Rates

Share Secured Rates

SHARE SECURED LOANS

24 Months 2.99%
36 Months 2.99%
48 Months 2.99%
60 Months 2.99%
120 Months 4.00% (61-120)

SIGNATURE LOANS

Up to 48 Months 10.00%
based on amount
$10,000.00 Maximum - based on wages

Just need some quick cash? How about paying off some of those high interest rate credit cards? Use either a share secured loan or a signature loan to help cover the costs for whatever is going on now.

Share secured loans are available to members who have savings or certificates that can be used as security for the loan.

Signature loans are unsecured loans that are based on your credit and income.

Rates are subject to change without notice

Loan Application

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special EXTENDED through April 30, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

A few members have brought it to our attention that the rates they are viewing on our website are coming up incorrectly. It matters how you get to that page. If you google our name and then click the links that say, "Auto Loan Interest Rates" or "Real Estate/Home Equity" they are going to show OLD rates. To receive correct information, you have to go to our website, then click "Rates" at the top of the page. If you have questions about what is valid, please call us to confirm. Thank you! 

 

 

 

 

 

 

 

 

 

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