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Real Estate /Home Equity Loan Rates

Real Estate Rates

MORTGAGE LOANS

24 Months 2.75%
36 Months 3.00%
48 Months 3.00%
60 Months 3.00%

MORTGAGE LOANS w/5 & 10 year call

Up to 120 Months 3.25%
121 to 180 Months 3.99%

Only closing cost is an appraisal if Needed. The credit union will pay for all the closing cost associated with the loan other than the appraisal.

Loans beyond 5 years have a 5 & 10 year call. The credit union has the possibility of changing the interest rate on your loan at the 5 and 10 year period only.

Give the office a call, we can answer all your questions to help make the loan process as easy as possible. Our number is 570-323-6468.

Rates are subject to change without notice

Loan Application

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special EXTENDED through April 30, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

A few members have brought it to our attention that the rates they are viewing on our website are coming up incorrectly. It matters how you get to that page. If you google our name and then click the links that say, "Auto Loan Interest Rates" or "Real Estate/Home Equity" they are going to show OLD rates. To receive correct information, you have to go to our website, then click "Rates" at the top of the page. If you have questions about what is valid, please call us to confirm. Thank you! 

 

 

 

 

 

 

 

 

 

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