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Real Estate Loans

Real Estate Loans

Your Credit Union offers loans up to $95,000.00 per account. Whether you are refinancing your current mortgage balance, doing home improvements, buying a rental property or a new car, you can use the equity you have built in your home to finance your ideas and dreams.

Mortgage secured loans have two options. You can obtain a fixed interest rate on a loan up to 60 months. After 60 months the rates have a five or ten year call.

Loans secured with a real estate first or second mortgage up to $50,000.00 can be financed up to 120 months. Loans over $50,000.00 can be financed up to 180 months.

Your Credit Union offers competitive rates for real estate secured loans. All real estate loans have specific guidelines, give the office a call to get the details on terms, requirements and qualifications.

Real Estate Rates | Loan Application | Mortgage Loan Guidelines

Terms, Conditions and Qualifications Apply, Rates are Subject to Change Without NoticeEqual Housing Logo

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*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special EXTENDED through April 30, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

A few members have brought it to our attention that the rates they are viewing on our website are coming up incorrectly. It matters how you get to that page. If you google our name and then click the links that say, "Auto Loan Interest Rates" or "Real Estate/Home Equity" they are going to show OLD rates. To receive correct information, you have to go to our website, then click "Rates" at the top of the page. If you have questions about what is valid, please call us to confirm. Thank you! 

 

 

 

 

 

 

 

 

 

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