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Personal Loans

Personal Loans

Opportunities are endless with a personal loan from your credit union. So many different possibilities are open to you. Do you have a vacation planned for the near future? How about different circumstances that have come up; like new tires for the ride to work? An unexpected dental issue, kids back to school needs, Christmas? The possibilities are endless. With a personal loan from your credit union you can take care of what life dishes out.

We are here to help.

A personal loan can give you up to $10,000.00 to tackle whatever is at hand. As long as you are a member and meet the qualifications, simply fill out the loan application and submit it for approval. The loan committee meets each week, so get the application to us by Wednesday morning for approval that week.

Minimum loan amount is $200.00. Maximum term limit is 48 months at a very competitive rate. Once the loan is approved you will need to set up an appointment to pick up your check and provide income verification for our file.

Questions? Give us a call – 570-323-6468.

Secured & Unsecured Loan Rates | Loan Application

Terms, Conditions and Qualifications Apply, Rates are Subject to Change Without Notice

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*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special EXTENDED through April 30, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

A few members have brought it to our attention that the rates they are viewing on our website are coming up incorrectly. It matters how you get to that page. If you google our name and then click the links that say, "Auto Loan Interest Rates" or "Real Estate/Home Equity" they are going to show OLD rates. To receive correct information, you have to go to our website, then click "Rates" at the top of the page. If you have questions about what is valid, please call us to confirm. Thank you! 

 

 

 

 

 

 

 

 

 

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