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Deposit Rates

Saving Rates

Current Savings Rates are:

Savings = .10% APY = .10%

Minimum deposit to open an account is $5.50. Once you have the savings account open Christmas Club and Vacation Club accounts are available. The club accounts earn the same interest rate as the regular shares account.

Certificates of Deposit Rates are:

6 Mth CD = 0.30% APY = 0.30%

12 Mth CD = 0.40% APY = 0.40%

24 Mth CD = 0.50% APY = 0.50%

Minimum deposit to open a certificate is $500.00. Interest is paid semi-annually to the regular shares account unless otherwise stated. Penalty will apply for early withdrawal of certificate.

Disclosures available upon request.

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special EXTENDED through April 30, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

A few members have brought it to our attention that the rates they are viewing on our website are coming up incorrectly. It matters how you get to that page. If you google our name and then click the links that say, "Auto Loan Interest Rates" or "Real Estate/Home Equity" they are going to show OLD rates. To receive correct information, you have to go to our website, then click "Rates" at the top of the page. If you have questions about what is valid, please call us to confirm. Thank you! 

 

 

 

 

 

 

 

 

 

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